If you own a term life insurance policy and have been insured for several years, or you've experienced a major life event in recent years; such as buying a home or getting married, you may be wondering if you need more term life insurance.

You very well may need to add some more life insurance coverage to your financial plan if your financial responsibilities have increased since you purchased your term life policy.

The best way to find out your current need for term life insurance is to use a ...

I have life insurance through my employer. Is that enough?

It depends on how much life insurance you have through work, and how much life insurance you need.

You can use a life insurance needs calculator to quickly and easily determine how much total life insurance coverage you really need.

Usually, a life insurance plan through your employer will provide 1 times your annual income in coverage. So, if you earn $50,000 a year, you may have $50,000 of coverage. But this may vary b...